How To Remove Bank Account From Paytm
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When you add a particular bank account in Paytm UPI then it will automatically select as a primary account to receive money from others. But if you have added multiple bank account then only one account selected as primary (default) account. You will receive money in this account and also when you pay online on Flipkart, Amazon or any shopping portal using UPI then money will be deducted from this default account.
- Also Read:How to change Paytm UPI Address
What is the Primary/Default Paytm UPI account?
When you link/add multiple bank account in Paytm UPI, then you need to select one account as a primary/default account. Your Paytm UPI ID linked with this primary account, so if someone sends money to your UPI ID, it will be credited to your primary account. When you make payment by entering your Paytm UPI ID, the money will be deducted from your primary account.
So if you have added two or more bank account in Paytm UPI then you can select any one account as primary. You can change or remove the primary bank account anytime.
How To View/Check Paytm UPI Primary Account?
Just open the Paytm UPI section, and here you can see all linked (added) bank accounts. You can see your PRIMARY Account here as you can see below screenshot.
How to Change Paytm UPI Primary Account?
Suppose you have multiple linked bank account in Paytm UPI and you want to change your primary account then follow these steps:
Open UPI Section in Paytm.
In UPI Section, you can see the Saved Bank Accounts list. You can see here the current primary account.
To change the primary account, tap on the desired bank account and tap on Make Primary as you can see in the below screenshot.
That’s all, now this changed primary bank account will be used to receive money and for payment.
How to Remove Paytm UPI Primary Bank (default) account?
If you wish to remove the primary bank account in Paytm UPI then tap on UPI section and here you can see Saved Bank Accounts. Tap on Primary Account.
And next screen tap on Remove Bank option. That’s it.
After removing the primary bank account. your other added bank account will be select as a primary (default) account automatically. If you have a single bank account and you have removed it then you need to add a bank account again to use Paytm UPI.
FAQ
Q.1: Can a person with two different bank accounts linked with Paytm do money transfers between the banks?
Ans: No, only your primary bank account will receive the amount transferred to you. If you have two or more bank account linked with Paytm UPI then you can select or change any bank account as primary (default) account.
Paytm is the best payment app in incredible India nowadays. We can say that a battle can be held when it is the matter of payment solution between Paytma and international widely popular platforms including Alipay, Paypal etc. It has the highest number of users as well as transactions performed. But opinion differs from one person to another, isn’t it? So, one needs to delete paytm account permanently as he might have the worst experience in a certain way. But before having juicy fruits in our mouth, let’s plant a root first 😉
What is Paytm?
Founded in 2010 by Vijay Shekhar Sharma, Paytm is an Indian e-commerce payment system and digital wallet company.
With furthermore development, Paytm is available in 10 Indian languages and offers online use-cases like mobile recharges, utility bill payments, travel, movies, and events bookings as well as in-store payments at grocery stores, fruits and vegetable shops, restaurants, parking, tolls, pharmacies and education institutions with the Paytm QR code.
Upon “in-principle” approval granted by Reserve Bank of India, Paytm has launched Paytm Payments Bank in August 2017 with the aim to bring banking and financial services access to half-a-billion un-served and under-served Indians. These were the roots, let we move towards juicy fruits – test it entirely.
How to delete Paytm account permanently?
Earlier in 2017, there was no way for deleting paytm account. But with the update of Paytm app and queries of users leading nowhere, we have got a solution from Paytm itself. There can be multiple ways for deletion of paytm account, such three ways are described here completely.
#1 Delete Paytm Account Using Paytm Website
Stepwise guide for deleting Paytm account forever:
Paytm My Account
Step 1: Head over to Paytm Website.
Step 2: Login to your existing account.
Step 3: Navigate to 24×7 Help from here.
Step 4: Select My Account > I need to permanently close/delete my account from the appearing screen.
Step 5: Choose a suitable option and it will lead you to Our Suggestion page which needs to read carefully.
Step 6: Tap on Message Us and you will be redirected to create a ticket regarding closing your Paytm account. Describe your reason tap on Submit Your Query.
That’s it, you will get a mail concerning deletion of your account.
Paytm Wallet To Bank Account
#2 Close Paytm Account Using Paytm App
Stepwise guide for deleting Paytm account permanently:
Step 1: Head over to Paytm App.
Step 2: Login to your existing account.
Step 3: Move to your Profile section and choose 24×7 Help.
Step 4: Tap on Managing my Paytm Account > I want to permanently close/delete my account from the appearing screen.
Step 5: Choose an appropriate option from the given set and click on Message Us.
Step 6: Describe your proper reason with an image if necessary and you will be hearing from them about conformation.
#3 Delete Paytm Account by Sending Mail
If you don’t want a mess with app or website, you can simply adopt this method. Under this way, you just need to send a mail to [email protected] with a reason behind closing your Paytm account. You need to include your register mobile number, email id in this mail. Have a look at the example below.
Hi there!
I am TechExpandable. I was using PayTM account on my number that was in use from quite a long time. But due to the permanent change of mobile number, I wanted to delete this account. I have used Paytm Cash and need to close this account permanently as soon as possible so that I can open a new account on my new number and submit KYC. Paytm account with details are provided below along with screenshot.
Registered Mobile: +9198247XXXXX
Registered Email: [email protected]
Ownership Screenshot is attached.
Thanks.
Wrapping up,
This was a pretty much clear explanation for closing paytm account. You can easily delete paytm account using any of the methods. Keep in mind, you will get a confirmation mail from paytm and you need to confirm that in order to close paytm account. Stay tuned for such guides. 🙂